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Negative Equity Auto Loan Payment Calculator
If you owe more on your vehicle than it's worth, you have negative equity. Use this calculator to estimate the amount of your car's payment if you decide to transfer your equity from negative to an existing loan.
How do you use this calculator? To access this calculator simply input the remaining amount from the loan you must make payments on, as well as the total amount you borrowed on the new loan and the loan duration and the loan . Then, you will have the estimated monthly payment together with the total interest and principal paid. If you'd like to see how the extra payments affect the cost of your loan, you can add them in as well. This will alter the amount of monthly payments and the total interest paid to reflect this. What is negative equity? Negative equity, also referred to as being " " it is when you owe more to your vehicle loan than your vehicle is worth. While it isn't the worst case scenario for a loan owner, it could hinder the sale of your vehicle and make future auto loan approval difficult. Utilize this calculator to comprehend your monthly payments so that you can best grasp what amount you owe would affect the total cost of the new loan. Consider making extra installments, increasing your down payment or even your loan prior to purchasing something new in order to cut down on the amount of interest you would pay.
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