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6 dealer options to skip when buying a car Advertiser Disclosure Advertiser Disclosure We are an independent, advertising-supported comparison service. Our goal is to help you make better financial choices by offering you interactive tools and financial calculators as well as publishing objective and unique content. We also allow you to conduct your own research and compare data for free and help you make sound financial decisions. Bankrate has partnerships with issuers such as, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. How We Earn Money The offers that appear on this website are provided by companies that pay us. This compensation may impact how and when products are featured on the site, such as the order in which they appear within the listing categories in the event that they are not permitted by law. This applies to our mortgage or home equity products, as well as other home lending products. This compensation, however, does have no impact on the information we provide, or the reviews you read on this site. We do not include the universe of companies or financial offerings that could be available to you. Maskot/Getty
5 min read Read Published 12 January 2023
Ben Luthi Ben Luthi Written by Contributing writer Ben Luthi is a personal travel and finance writer who is passionate about helping others learn how to live life more completely. His writing has been featured in several publications that include U.S. News & World Report, USA Today, Yahoo! Finance, and many more. The article was edited by Rhys Subitch Edited by Auto loans editor Rhys has been writing and editing for Bankrate from late 2021. They are passionate about helping readers gain confidence to control their finances by providing concise, well-studied facts that break down complicated topics into bite-sized pieces. The Bankrate promises
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All new cars already come with rustproofing, and some automakers will void the factory corrosion-perforation warranty if the car is undercoated by a third party.
2. Fabric protection A few dealers offer fabric protection that is designed to protect your seats from stains. "A lot of dealers are also willing to advertise fabric protection that is essentially an oil that they apply -- the spray costs practically nothing, but which they may then charge you up to $100," Quincy says. The reason you shouldn't
"If you truly require additional fabric protection, all you have to do is buy one bottle of Scotchgard," says John Nielsen, national director of repairs and purchasing for AAA.
3. Protecting paint this dealer option is frequently promoted by showroom salespeople as a product that gives new cars an all-year-round, no-wax shine which creates an extremely long-lasting protection against the environment. Paint sealants that protect the paint can cost the buyer of a new car more than $200. Why you should skip it
Today, most automotive paints are tough and durable, and benefit much more from regular waxing and washing, according to Nielsen.
4. VIN etching the process that allows the creation of an adhesive stencil made of plastic that contains the vehicle identification number of your vehicle, or VIN. You then place that stencil on the window and then apply a specific acid solution, which burns or etches, the VIN on the glass. VIN etching can be an deterrent to thieves as it makes it nearly impossible for them to profit from selling windshields and windows. It also makes it harder to find a way to dispose of the car once it has been stolen. In fact, it's recommended by agencies and police. Some insurance companies will offer a discount on the extensive portion of your vehicle's insurance or eliminate your insurance deductibles in the event that your vehicle is equipped with the option. It's an easy process, however VIN marking as an option for dealers can cost the buyer anywhere from 150 to 300 dollars. If you can do the work yourself, you'll cut off more than $100. Why you should skip this step
If you'd like to try VIN etching, it's cheaper to use a do-it-yourself kit that costs between $20 to $40 on the internet.
5. Extended warranties are a dealer option, basic automobile warranties start at just $1,000, and can easily go up to thousands of dollars for high-performance and luxury automobiles. Extended warranties provide bumper-to-bumper protection and cover everything in your vehicle, from major system repairs, heating or air issues and engine troubles. Extended warranties, on the other hand don't cover the components that are typically replaced. Plan prices based on mileage, length of coverage and the deductible level before signing off New vehicles typically already come with manufacturer warranties. If you're buying used, you don't need to get the warranty when you purchase the vehicleThis means that you have the option of shopping around for one if you're really interested in. The reason you shouldn't
It's often better to use the money you would spend on an extended warranty to pay for the recommended maintenance that your vehicle requires.
6. The nitrogen in the tires no matter the type of tire yours are filled with, whether oxygen or nitrogen the four wheels that push your vehicle forward will eventually decrease in size. Tires may lose air due to a hole in the tread, poor seal or just general vehicle wear and tear. However, many dealers will advise buyers to include nitrogen in their tires, which can be as high as $200. If you're not racing car driver who requires more consistent pressure from your tires, the extra cost isn't worth it. If you truly want nitrogen, a visit to an auto body shop in your area is going to cost you between $10 and $30 for a tire. Why you should skip it
It is best to keep your money and keep an eye for any damage to your tires that will likely occur with vehicle age.
How to avoid dealer-installed options The right options on a vehicle can enhance your driving experience and even when you're ready to sell it or trade it in. However, you don't have to agree with the dealer-installed features you do not would like. If you notice that a new vehicle has some dealer-added options, you can ask the dealer to take them off and adjust the sales cost of the vehicle in line with the changes. In some instances, this isn't always possiblesuch as in the event that paint protection or rustproofing is already in place the option may not be easily removed. You can try to remove the vehicle as you would normally do if the dealer isn't able or unwilling to eliminate the alternative. It's not a assurance that this will succeed however, even showing some initiative during negotiations could change the tone of the conversation. For instance, you could try calling another dealer in the area to see what it might charge for certain options or even see how much it would cost if you did it yourself. This could serve as a basis to use in negotiations. If the dealer won't negotiate significantly, or refuses to fully negotiate, you can choose to pay for the car in its current condition or leave. Factory options vs. dealers options the factory options and dealer options are added costs you'll encounter when car shopping. Unlike dealer options, factory choices aren't "added to" upon purchase. The manufacturer manages these options at the factory before the car arrives at the lot. Options available from the factory could include alarm systems or a specific piece of equipment such as a spoiler, or an sophisticated engine setup. These add-ons can increase the amount cost you pay, so think about the ones that are necessary and those you're able to leave out. The bottom line is that dealer-installed options aren't always worth the cost and so assessing the amount you're being charged is vital. Although dealers aren't always ready to take away the options they've installed or negotiate on the price, know that these aren't the norm and you aren't required to agree with them. Similar to every other aspect of buying a car, you should consider and the options offered by multiple dealers in your area to ensure that you get the best price available.
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Written by Contributing writer Ben Luthi is a personal finance and travel writer who loves helping people learn how to live their lives completely. His work has appeared in a variety of publications such as U.S. News & World Report, USA Today, Yahoo! Finance and other publications. The article was edited by Rhys Subitch Edited by Auto loans editor Rhys has been editing and writing for Bankrate from late 2021. They are passionate about helping readers feel confident to control their finances with clear, well-researched facts that break down otherwise complicated subjects into bite-sized pieces.
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