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How to buy a certified pre-owned car Advertiser Disclosure Advertiser Disclosure We are an independent, advertising-supported comparison service. Our goal is to help you make smarter financial decisions by offering you interactive financial calculators and tools, publishing original and objective content, by enabling you to conduct your own research and compare information for free and help you make informed financial decisions. Bankrate has agreements with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. How We Make Money The offers that appear on this site come from companies who pay us. This compensation may impact how and when products appear on this site, including, for example, the order in which they appear in the listing categories and other categories, unless prohibited by law. Our mortgage or home equity products, as well as other home loan products. But this compensation does affect the content we publish or the reviews you see on this site. We do not contain the vast array of companies or financial deals that could be accessible to you.
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3 min read Published September 8 2022
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The edit was done by Rhys Subitch Edited by Auto loans editor
Rhys has been editing and writing for Bankrate since the end of 2021. They are passionate about helping readers gain confidence to take control of their finances with concise, well-studied and well-researched content that breaks down otherwise complex subjects into digestible pieces.
Review by Mark Kantrowtziz. Reviewed by Nationally acknowledged expert in student financial aid
Mark Kantrowitz is an expert on student financial aid, the FAFSA and scholarships, 529 plans, education tax benefits and student loans.
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Certified pre-owned cars are an excellent choice for those looking to purchase an excellent car without the price of a new car. They offer a variety of benefits, including and lower costs overall. If you want to find a reputable certified used car it is necessary to follow a few steps. 3 steps to buying certified pre-owned cars Certified used vehicles are usually sold at less of a price than brand new ones. They also have factory-backed warranties as well as the assurance that a reputable provides. Step 1: Conduct your research You will want to have an idea of what you want from the car prior to you start shopping. Choose a car that meets your requirements and . You can do this by researching the prices and key attributes, like whether cars have a backup camera or seat temperature controls along with their size, and many more. Step 2: Search for it There are many sites to locate certified used vehicles, even though the inventory could be low in the current marketplace. Once you have narrowed down your choices, it is time to look around. You can go to brick-and-mortar dealerships or a combination of the two. Check out all the choices available and then compare the features they offer. Step 3: Examine its certification . Certified pre-owned cars might come with a history report. This report can provide you with complete details about the life of the car as well as any previous collisions, damage, or mechanical issues. Where can you buy a certified pre-owned car Certified used cars are available at various dealerships. Franchise dealerships. If you have a certain brand you wish to drive, check out dealerships for cars owned by specific auto brands. Rentals. Dealerships that deal in old rental cars, such as Hertz or Enterprise also tend to be an excellent option in search of CPO vehicles. But , the rental vehicles may be subject to more stress than the average used vehicle. Online dealerships. The internet is a great CPO shopping destination. Look at websites like Edmunds, Kelley Blue Book and TrueCar. Pre-owned car dealerships. Here you'll also find certified pre-owned cars. The advantages of buying certified used many advantages of purchasing certified pre-owned vehicles. Extended warranty A certified used vehicle could be covered by the benefit of a warranty that provides security for a prolonged period of time. It is likely that the warranty will include a limited powertrain guarantee that covers the transmission, engine and drivetrain parts, as well as a bumper-to-bumper limited warranty that covers components of the body and interior. Bankrate tip: Check to see how long the vehicle warranty lasts for and request warranties that exclude certain components. Look for a list of components which aren't covered -- such as tires -- in the CPO warranty. If the car has electronic components that need lots of components, such as brake and tire wear sensors, ask the dealer if the warranty covers replacements. A better value Another advantage of purchasing certified pre-owned vehicles is that it is likely to reduce the cost of the car. It is because the car has been checked over by the dealership and comes with some kind of warranty. Both of these can result in a lower price . There's no need to worry about the possibility of future mechanical issues or repair costs like you would with a second-hand car that isn't certified. This allows you to concentrate more on the car it self, and less on the possibility of hidden issues. Exchange programs are based on dealer and the manufacturer it is possible to return the car within a certain amount of time if it does not meet your expectations. It's not available for all CPO vehicles though, so check with the dealer prior to signing up if you'd like this option. What to look out for If you plan on buying a , you should be ready to be patient to get an excellent car. Be patient. Pre-owned cars are in hot demand right now. It may take several months to find the perfect vehicle, so keep searching and look for . Make sure that the car you're considering is equipped with the features you are looking for and compare prices with similar models in your region. It is also possible to compare the automobiles and look up for local dealerships online. Check it out. Having your car inspected by a mechanic prior to purchasing is one of the best ways to ensure you are getting a quality vehicle, even if it's CPO. It is also possible to check the history of the car using the VIN number. (VIN). Test drive the car when you take the vehicle for a test drive, notice the manner in which it responds and look for any signs that are out of place, like odd whining or knocking sounds. Request a test drive at night, if possible, to see the performance of the headlights. Keep in mind that since you're considering a pre-owned vehicle, you'll have greater bargaining power. Steps to follow Buying an approved pre-owned vehicle requires some study and planning however, with a bit of patience, you could find an impressive car for an affordable cost. When you have found the perfect vehicle, make sure you make sure you qualify for financing before you sit down to finalize the purchase. Making an offer with a credit card will give you even more space to .
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Written by
This article was generated by using automated technology. It was then thoroughly edited and fact-checked by an editor from our editorial team.
Editor: Rhys Subitch Edited by Auto loans editor
Rhys has been editing and writing for Bankrate since the end of 2021. They are passionate about helping readers gain the confidence to manage their finances with concise, well-studied information that breaks down complex topics into manageable bites.
Auto loans editor
Reviewed by Mark Kantrowtiz Reviewed by Nationally known student financial aid expert
Mark Kantrowitz is an expert on student financial aid The FAFSA as well as 529 plans, scholarships educational tax benefits, student loans.
Nationally recognized student financial aid expert
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