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4 min read The publication was published on May 06, 2022.
Authored by Rebecca Betterton Written by Auto Loans Reporter
Rebecca Betterton is the auto loans reporter for Bankrate. She has a specialization in helping readers to navigate the ins and outs of securely using loans to buy a car.
The edit was done by Rhys Subitch Edited by Auto loans editor
Rhys has been editing and writing for Bankrate since late 2021. They are passionate about helping readers gain confidence to control their finances by providing clear, well-researched information that reduces complicated topics into bite-sized pieces.
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With thousands of car options available, there's no best vehicle for everyone. However, there is a best one that is right for you. Choose a car based on the needs you have. Since there are many options available, do some research on your budget, buying options, your energy efficiency preferences and more before you even step foot on a car lot. How to find the best car for you A car is a major investment. To make sure that you walk away happy with the car you choose Ask yourself these questions first. 1. What's your budget? Decide how much you're willing to invest -- both every month and over the long run. Take into consideration the expected maintenance cost as well as the cost of fuel and insurance as well as the monthly installment. A site such as Edmunds will help you determine the cost of each item will cost over the course of five years. It's also possible to determine how various rates and repayment conditions will influence your monthly payment as well as the amount of interest you'll have to pay. 2. Who's driving? The primary motorists of the car will decide what models you look for. If you're a family member buying an automobile that your teenager is likely to use, the sports car or pickup truck might not be the most appropriate option. If you have a large family or will be sharing carpooling duties between school and training for soccer games, you'll need cars with more seats and storage. 3. What's the primary use? Comfort and gas mileage should be top priorities if your car will mainly be used for commuting between work and home. Visit the dealership and test drive the vehicle before purchasing it. Take the time to alter the seat and climate control system to see whether it's a good one for your. If you live in a cold region, test-driving during a cold winter day is a good way to determine how fast the windows are defrosted or how quickly the vehicle heats up. Consider where you'll be driving, what you'll be carrying with you and how long your typical driving time will be. For long road trips , or driving on rough terrain, look into models that can handle wear and tear. A smaller vehicle could be more appropriate if the majority of your drives are on narrow city streets. 4. How much horsepower do you require? For the majority of people, a car with four cylinders is reliable and fuel efficient. Also, you will spend less on maintenance and expenses. But if you love speed or need to quickly accelerate on freeways that are crowded, a four-cylinder car may cause you to be disappointed. 5. Do you require towing or haul frequently? Are you looking for a vehicle that can handle towing an RV or boat? Smaller cars often don't have the horsepower, transmission and chassis needed to cope with the demands. Some smaller SUVs can't handle the job, so make sure you check the vehicle's towing capacity as well as payload capability. If you're planning to purchase an additional vehicle to transport equipment, ensure it's able to fit into your garage. This is something that many motorists overlook, however certain SUVs, trucks and vans are too wide or too tall for garages in many areas. Make sure to measure before buying. 6. Is fuel economy important to you? Prior to signing a contract for a new car, consider the amount you're willing to spend for gas. The cheapest cars and hatchbacks typically have the highest mileage, especially those that are conventional as well as plug-in hybrids. A luxury car will require premium gasoline which will generally cost more than regular or midgrade fuel. Make sure to check the prices before you leave. It may be worth it to spend a bit more upfront and avoid excess trips to the gas station. However, you must ensure that the extra money is worth it. If you'll be paying thousands of dollars more for a hybrid but do not expect to save that amount in fuel, it's not worth the added expense when saving money is your only objective. 7. What is the length of time you intend to use it? Certain vehicles appreciate more rapidly than others. Check out car guides and look through Kelley Blue Book or Edmunds to find out what's holding its worth. This is especially important in the event that you're going through your cars fast: You'll get a much more favorable deal when you trade in a car that isn't losing much value in its first five years. Certain vehicles are also able to be sold. Subarus, Toyotas, Fords and Hondas are all known for their longevity They're great starting points if you're planning to maintain your vehicle for a period of 100,000 miles or more. 8. Do you wish to lease or purchase a car carry different financial burdens. Leasing is a good option for those who want to own the newest vehicle available with no monthly payments. month, but you won't be able to recoup the cost through the sale of your vehicle after the expiration of the lease. In addition, you'll need be vigilant on the condition and cleanliness of your car, and you might have to deal with limits on mileage. When you purchase a car, you are entirely in charge and you'll not have to worry about any mileage restrictions. The disadvantage is that you typically need to keep the car for longer than you would with a lease in order to get the most value from it. Monthly payments will likely be higher, as well. The most important thing to driving out of the dealer satisfied with your new vehicle is preparation. Find out what is important to you prior to choosing a car. The style of the car may be more important than size, fuel economy may be more important than seating. Each aspect has advantages and disadvantages So do your homework to determine which car will suit your needs for future years. Find out more
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Written by Auto Loans Reporter
Rebecca Betterton is the auto loans reporter for Bankrate. She has a specialization in helping readers to navigate the ways and pitfalls of using loans to buy a car.
Editor: Rhys Subitch Edited by Auto loans editor
Rhys has been writing and editing for Bankrate since the end of 2021. They are committed to helping readers gain the confidence to control their finances by providing clear, well-researched information that breaks down complicated topics into manageable bites.
Auto loans editor
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