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How to buy a certified pre-owned car Advertiser Disclosure Advertiser Disclosure We are an independent, advertising-supported comparison service. Our mission is to help you make smarter financial decisions by offering interactive financial calculators and tools as well as publishing original and impartial content. This allows you to conduct your own research and compare information for free to help you make informed financial decisions. Bankrate has agreements with issuers such as, but not restricted to, American Express, Bank of America, Capital One, Chase, Citi and Discover. How We Earn Money The deals that are displayed on this website are provided by companies that pay us. This compensation could affect how and when products appear on the site, such as such things as the order in which they may be listed within the categories of listing and other categories, unless prohibited by law for our mortgage or home equity products, as well as other home loan products. This compensation, however, does not influence the information we publish, or the reviews you read on this site. We do not include the vast array of companies or financial offers that may be available to you.
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3 min read Published September 8 2022
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Mark Kantrowitz is an expert on student financial aid including the FAFSA and 529 plans, scholarships as well as tax benefits for education and student loans.
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Certified pre-owned cars are a great option for those looking to purchase a quality car without the cost of buying a brand new car. They come with a number of advantages, such as lower costs overall. To locate a high-quality certified used car, you only need to follow some steps. 3 steps to buying a certified pre-owned car Certified pre-owned cars are generally sold with a lower markup than new vehicles. They can also be accompanied by warranty coverage from the factory and assurance that a trustworthy dealer provides. Step 1: Conduct your research . You'll want to know what you need in a car before you even start shopping. Select a car that meets your requirements and . You can do this by researching prices and important characteristics, such as whether the cars have a backup camera, seat temperature controls along with their size, and many more. Step 2: Find it There are many places to find certified pre-owned cars, though inventory may be low in the current marketplace. Once you've narrowed your choices, it is time to shop. You can go to brick-and-mortar dealerships or a combination of both. Take a look at the various choices available and then compare the features they offer. Step 3: Check its certification Certified pre-owned vehicles could come with a history report. This report will give you an in-depth look at the history of the vehicle and any prior incidents, damages or mechanical issues. Where can you buy certified pre-owned cars pre-owned vehicles can be found at a variety of dealerships. Franchise dealerships. If you're looking for a particular car brand that you would like to drive, look into car dealerships owned by specific auto brands. Rentals. Dealerships that specialize in rental cars, such as Hertz or Enterprise are also an excellent option in search of CPO vehicles. But rentals may be subject to more stress than the typical used car. Online dealerships. The internet can be an excellent CPO shopping destination. Look at websites like Edmunds, Kelley Blue Book and TrueCar. Pre-owned car dealerships. There are also certified pre-owned vehicles. The advantages of buying certified pre-owned There are a many advantages of purchasing certified pre-owned vehicles. Extended warranty A certified used vehicle might come with an extended warranty, which provides protection for an extended period. The warranty will likely comprise a limited powertrain warranty for the transmission, engine and drivetrain components, as well as a bumper-to-bumper limited warranty that covers parts of the body as well as the interior. Bankrate's tip: Make sure to find out how long the vehicle warranty is good for and request warranty exclusions. Find a list of parts that aren't covered for example, tires -- under the CPO warranty. If your vehicle is equipped with electronic components that need a lot of , like wear sensors for tires and brakes inquire with the dealer about whether the warranty covers replacements. A better value Another advantage when purchasing a certified used vehicle is that it will generally lower the total cost of the vehicle. This is due to the fact that the vehicle is inspected by the dealership and comes with some kind of warranty. Both of these may result in a lower price . There's no need to worry about potential future problems with the mechanical or repair cost in the same way as with a second-hand vehicle that's not certified. This will allow you to concentrate on the car its features, and less of the possible issues that may be hidden. Exchange programs are based on dealer and the manufacturer it is possible to return the car within a specified period of time in case it does not meet your expectations. This isn't a possibility for all CPO models it is recommended to check with your dealer prior to signing up if you'd like this option. What to look out for If you plan on buying a car, be prepared to be patient in order to secure an excellent vehicle. Be patient. Pre-owned cars are highly sought-after right now. It may take some time to locate the ideal car, so be patient and continue to find . Do your research Check that the vehicle you're looking at has the features you desire and then compare the prices to similar vehicles in your area. You can also look at the cost of automobiles and look up for local dealerships on the internet. Get it inspected Having a car inspected by a mechanic prior to purchase is one of the most effective ways to assure you that you're getting a quality car, even if it's a CPO. You can also look up the history of the car with the help of the vehicle identification number (VIN). Test drive the car when you take your car for an initial test drive, observe the way it moves and if anything seems out of place, like unusual knocking noises or whining. Take an evening test drive If you can, so that you get a feel for how the headlights perform. Keep in mind that since you're buying a second-hand vehicle, there is more flexibility to negotiate. Steps to follow Buying used cars that are certified requires some planning and research, but with some patience, you could find a solid car at the best price. If you've found the best vehicle, make sure you be eligible for financing prior to when you make the purchase. Making an offer with a credit card is a way to give you more flexibility to .
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Written by
This article was generated using automation technology and thoroughly verified and edited by an editor from our editorial team.
Editor: Rhys Subitch Edited by Auto loans editor
Rhys has been writing and editing for Bankrate since the end of 2021. They are dedicated to helping readers gain the confidence to take control of their finances with concise, well-studied information that breaks down complex topics into manageable bites.
Auto loans editor
Reviewed by Mark Kantrowtiz Reviewed by Nationally recognized student financial aid expert
Mark Kantrowitz is an expert on student financial aid, the FAFSA and scholarships, 529 plans, education tax benefits and student loans.
Nationally anerkannt student financial aid expert
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