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Negative Equity Auto Loan Payment Calculator
If you are owed more on your vehicle than it's worth, you've got negative equity. Use this calculator to estimate the amount of your car's payments if you transfer your equity from negative to the form of a new loan.
How to use this calculator For this calculator to be used simply input the amount remaining from the loan you must make payments on, as well as the total amount that you borrowed from your new loan and the loan term and your . Then, you will be able to calculate the monthly payments you are expected to make as well as the total interest and principal paid. If you're interested in knowing how the extra payments affect the cost of your loan, you can input them as well. This will alter the monthly payment and total interest paid accordingly. What exactly is negative equity? Negative equity -- also known as " " -- is when you are liable for more on your auto loan than your vehicle is worth. While it isn't the most ideal scenario for a loan holder, it can hinder the sale of your vehicle and make future auto loan approval difficult. Take advantage of this calculator to know your monthly payment so that you are aware of how the amount you still owe would affect the total amount of your new loan. You might want to consider making additional payments, or increasing the amount of your down payment, or your loan prior to purchasing something new to cut down on the amount of extra interest you'll have to pay.
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