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How to buy a certified pre-owned car Advertiser Disclosure Advertiser Disclosure We are an independent, advertising-supported comparison service. Our aim is to assist you make better financial choices by offering you interactive financial calculators and tools that provide objective and original content. This allows you to conduct research and compare information for free to help you make sound financial decisions. Bankrate has agreements with issuers including, but not limited to American Express, Bank of America, Capital One, Chase, Citi and Discover. How We Make money The products that are advertised on this site are from companies that compensate us. This compensation can affect the way and when products are featured on the site, such as such things as the order in which they may appear in the listing categories in the event that they are not permitted by law. This applies to our mortgage or home equity products, as well as other products for home loans. But this compensation does have no impact on the information we provide, or the reviews you see on this site. We do not cover the vast array of companies or financial deals that could be available to you.
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3 minutes read. Published September 8 2022
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The edit was done by Rhys Subitch Edited by Auto loans editor
Rhys has been editing and writing for Bankrate since late 2021. They are committed to helping readers gain the confidence to take control of their finances through providing clear, well-researched information that break down complex topics into manageable bites.
Review by Mark Kantrowtziz. Reviewed by Nationally known expert on student financial aid
Mark Kantrowitz is an expert on student financial aid The FAFSA and 529 plans, scholarships, education tax benefits and student loans.
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Certified pre-owned vehicles are an excellent choice for anyone who is looking for an affordable car that doesn't come with the new car price tag. They offer a variety of benefits, including and lower overall costs. To find a quality certified pre-owned car, you only need to follow some steps. Three steps to buy a certified used car pre-owned cars are generally offered at a lower markup than new vehicles. They may also come with factory-backed warranties as well as the assurance that a trusted dealer can provide. Step 1: Do your research . You'll want to have an idea of what you require from a car before you even begin shopping. Pick out a vehicle that will meet your needs and . You can do this by researching the prices and key characteristics, such as whether the vehicles come with a backup camera or thermostats for the seats along with their size, and many more. Step 2: Shop for it There are numerous sites to locate certified used cars, but inventory might be limited in the present market. Once you've narrowed your options, it's time to shop. You can shop , at brick and mortar dealerships, or a combination of the two. Check out all the choices available and then compare the services they provide. Step 3: Check its certification Certified pre-owned vehicles could come with a history report. The report will provide complete details about the life of the car and any prior incidents, damages or mechanical issues. Where can you buy a certified pre-owned car Certified used vehicles are available at various dealerships. Franchise dealerships. If you have a certain model you want to drive, take a look at car dealerships owned by specific auto brands. Rentals. Dealerships specializing in former rental vehicles, like Hertz or Enterprise can be a good option to shop for CPO vehicles. But rentals may be subject to more stress than the typical used car. Online dealerships. The internet serves as a great CPO shopping spot. Visit sites such as Edmunds, Kelley Blue Book and TrueCar. Pre-owned car dealerships. You can also find certified pre-owned cars. The benefits of buying certified pre-owned There are a number of benefits to buying certified used vehicles. Extended warranty A certified pre-owned vehicle might be covered by the benefit of a warranty that provides protection for an extended period. The warranty will likely include a limited powertrain warranty that covers the transmission, engine and drivetrain components, as well as a limited bumper-to bumper warranty for parts of the body and interior. Bankrate advice: Examine to find out how long the warranty on your vehicle is valid for and ask for warranty exclusions. Check for an inventory of the components which aren't covered -- like tires -- under the CPO warranty. If the vehicle has electronic components that need lots of components, such as wear sensors for tires and brakes, ask the dealer if the warranty will cover replacements. A better value Another advantage of purchasing certified pre-owned vehicles is that it will generally lower the total cost of the vehicle. This is due to the fact that the vehicle is inspected by the dealer and comes with some kind of warranty. Both of these could result in a lower price . It's not necessary to worry about the possibility of future repairs or mechanical issues like you would with a second-hand vehicle that's not certified. This allows you to concentrate more on the car itself, and less on the possible issues that may be hidden. Exchange programs Depending on the dealer and the manufacturer, you may be able to return your car within a specified period of time in case it doesn't meet your expectations. This isn't available for all CPO vehicles though, so check with the dealer before signing up if you'd like this benefit. What to be aware of If you're planning on purchasing an auto, you must be ready to wait in order to secure the best vehicle. Be patient. Used cars are in high demand in the present. It may take some time to locate the ideal car, so keep searching and search for . Be sure to research the car. Make sure the vehicle you're looking at has the features you are looking for and then compare the prices to similar cars in your local area. You can also compare cars and locate for local dealerships online. Check it out. Having your vehicle inspected by a mechanic before purchase is one of the best ways to ensure you are getting a quality vehicle, even if it's a CPO. You can also check the vehicle's history with the help of the number of the vehicle identification number (VIN). Test drive the car when you take the vehicle for a test drive, notice how it handles and note if there is anything that seems out of place, like unusual knocking noises or whining. Request a test drive at night, if possible, to get a feel for how the headlights work. Be aware that, as you are buying a second-hand vehicle, you'll have greater bargaining power. Next steps Deciding to purchase used cars that are certified requires some research and planning However, with a little patience, you could find an excellent car at the best cost. When you have found the perfect vehicle, make sure you make sure you qualify for financing before you make the purchase. Coming in with a is a way to give you more space to .
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Written by
This article was written with the help of automation technology, and then verified and edited by an editor from our editorial staff.
Edited by Rhys Subitch Edited by Auto loans editor
Rhys has been editing and writing for Bankrate since late 2021. They are committed to helping readers gain confidence to manage their finances with clear, well-researched information that breaks down otherwise complex subjects into digestible pieces.
Auto loans editor
Reviewed by Mark Kantrowtiz Reviewed by Nationally acknowledged student financial aid expert
Mark Kantrowitz is an expert on student financial aid including the FAFSA and scholarships, 529 plans, education tax benefits and student loans.
Nationally acknowledged expert in student financial aid
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